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Direct Graduate PLUS Loan


The Financial Aid and Scholarship Office helps you obtain funding for your higher education. Financial aid includes scholarships, grants, tuition waivers, work study and loans.

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    The Direct Graduate PLUS Loan is available to graduate students who have not reached their full cost of attendance with other aid. The loan is in the student's name and is based on the student's credit rating.


    You must be a fully-admitted graduate student taking at least 5 credits at the graduate level (500 or above), and you must complete a FAFSA.


    The U.S. Department of education determines credit score requirements and loan approval. If the loan is denied for credit purposes, borrowers may contact the Direct Loan Servicing Center for credit override instructions or how to include an endorser (co-signer) to the loan. The Direct Loan Servicing Center can be reached at 800.557.7394.


    The U.S. Department of Education charges a 4.276% origination fee on all PLUS Loans with their first disbursement prior to October 1st, 2017.  PLUS loans with their first disbursement on or after October 1st, 2017 will have an origination fee of 4.264% at each disbursement.

    Interest Rate

    The interest rate for 2017-2018 is 7%.   These rates are fixed for the life of the loan.

    Other Important Details

    We strongly encourage all student loan borrowers to utilize, a free service to all EWU students. With SALT, you can track and manage your federal student loans, learn of repayment options, budgeting techniques, and much more.

    Contact Information

    Financial Aid and Scholarships
    102 Sutton Hall
    Cheney, WA 99004

    phone: 509.359.2314
    fax: 509.359.4330

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